On 14 November 2016, The Dutch Authority for the Financial Markets (AFM) published the guideline 'Consumers and debt collection procedures'. This guideline states, among other things, that a debt collection agency must apply for a licence if it mediates in credit or is a provider of credit. The AFM has also drawn the attention of credit providers to their responsibility in the event of collection problems in consumer credit.
In short, this means that credit providers may not use external parties that act as intermediaries in consumer credit and that are not licensed by the AFM.
Besides tracing and confiscating vehicles and objects, Fidron also collects outstanding debts from debtors (mediation).
In order to be able to offer these consumer credit services, a licence from the AFM is required.
The AFM has issued the relevant licence to Fidron under number 12044875. This means that Fidron meets the requirements set and is allowed to provide the service of mediating in consumer loans.
Where you offer consumer credit, you may use the services of Fidron in the field of collecting outstanding debts.
The Fidron team is proud to be in possession of both the license for Private Investigation Bureau (833), issued by the Minister of Security and Justice, and the license for Mediating in Consumer Credit (12044875), issued by the Netherlands Authority for the Financial Markets.